an entire bullshit industry built around processing payment transactions between two parties that exists solely because the financial institutions that already do this work, namely banks and credit unions, continue to use the oldest, least capable systems for handling bank transfers possible while they turn around and underwrite the IPOs of these shit companies. fucking rackets everywhere. and I cannot stand tennis goddammit!
@carcinopithecus @kepstin the fastest, cheapest way for me to move money from one bank to another person's account at another bank is for me to write them a paper check and hand it to them so they can take a picture of the front and back of it and do a photo deposit into their account. they might not even get charged an additional fee for getting access to the funds faster than three days.
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